{"id":320,"date":"2026-06-27T18:23:16","date_gmt":"2026-06-27T18:23:16","guid":{"rendered":"https:\/\/imperialtrustgroup.com\/?page_id=320"},"modified":"2026-06-27T18:23:17","modified_gmt":"2026-06-27T18:23:17","slug":"risk-disclosure","status":"publish","type":"page","link":"https:\/\/imperialtrustgroup.com\/fr\/risk-disclosure\/","title":{"rendered":"Divulgation des risques"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Banking and financial services involve certain risks. Customers should understand these risks before using Imperial Trust Group services.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Operational Risk<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Online banking services may occasionally experience:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maintenance<\/li>\n\n\n\n<li>Technical interruptions<\/li>\n\n\n\n<li>Delayed processing<\/li>\n\n\n\n<li>Internet outages<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Cybersecurity Risk<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Although we implement advanced security measures, no online system can guarantee absolute protection.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Customers should:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Use strong passwords<\/li>\n\n\n\n<li>Enable two-factor authentication<\/li>\n\n\n\n<li>Protect devices<\/li>\n\n\n\n<li>Avoid phishing scams<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Currency Risk<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Foreign exchange rates fluctuate continuously.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">International transfers and multi-currency accounts may be affected by exchange rate changes.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Payment Processing Risk<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Transfers may be delayed due to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Compliance reviews<\/li>\n\n\n\n<li>Bank holidays<\/li>\n\n\n\n<li>International banking networks<\/li>\n\n\n\n<li>Regulatory requirements<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Fraud Risk<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Customers should remain vigilant against:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Phishing emails<\/li>\n\n\n\n<li>Fake banking websites<\/li>\n\n\n\n<li>Telephone scams<\/li>\n\n\n\n<li>Social engineering attacks<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Imperial Trust Group will never request passwords or OTP codes by email or telephone.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Investment Risk<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Where investment or wealth management services are provided:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Investments may rise or fall in value.<\/li>\n\n\n\n<li>Past performance does not guarantee future results.<\/li>\n\n\n\n<li>Customers should seek independent financial advice where appropriate.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Regulatory Risk<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Changes in applicable laws or regulations may affect products, services, or account availability.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Customer Responsibility<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Customers are responsible for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Protecting login credentials<\/li>\n\n\n\n<li>Monitoring account activity<\/li>\n\n\n\n<li>Reporting suspicious transactions immediately<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Limitation of Liability<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">Imperial Trust Group is not responsible for losses arising from:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Customer negligence<\/li>\n\n\n\n<li>Unauthorized disclosure of credentials<\/li>\n\n\n\n<li>Force majeure events<\/li>\n\n\n\n<li>Government actions<\/li>\n\n\n\n<li>Internet service interruptions<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h1 class=\"wp-block-heading\">Contact<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">If you have concerns regarding any risk described in this disclosure, please contact our Customer Support or Compliance Department before using our services.<\/p>","protected":false},"excerpt":{"rendered":"<p>Banking and financial services involve certain risks. Customers should understand these risks before using Imperial Trust Group services. Operational Risk Online banking [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":"","_members_access_role":[],"_members_access_error":""},"class_list":["post-320","page","type-page","status-publish","hentry"],"acf":[],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/imperialtrustgroup.com\/fr\/wp-json\/wp\/v2\/pages\/320","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/imperialtrustgroup.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/imperialtrustgroup.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/imperialtrustgroup.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/imperialtrustgroup.com\/fr\/wp-json\/wp\/v2\/comments?post=320"}],"version-history":[{"count":1,"href":"https:\/\/imperialtrustgroup.com\/fr\/wp-json\/wp\/v2\/pages\/320\/revisions"}],"predecessor-version":[{"id":321,"href":"https:\/\/imperialtrustgroup.com\/fr\/wp-json\/wp\/v2\/pages\/320\/revisions\/321"}],"wp:attachment":[{"href":"https:\/\/imperialtrustgroup.com\/fr\/wp-json\/wp\/v2\/media?parent=320"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}